A Little Trip to Heaven (2005)

This film is set at the height of the Reagan Revolution in small-town America and reads as though pulled straight from the pages of a James M. Cain novel. An insurance investigator is called to scrutinise a car accident in which a notorious scam artist has been allegedly burnt to a crisp. Kormakur's morally nuanced world avoids pitting good against evil; in fact, the insurance companies are portrayed as unethical as the con artists they're chasing - only more monolithic and powerful.